Employee Benefits Guides
6 independent guides to employee benefits administration, health insurance, 401(k), and benefits platforms for US small businesses.
Quick picks by situation
Gusto Benefits
Health, dental, vision, HSA/FSA, and 401(k) via Guideline, all inside the payroll tool most small businesses already use.
See full guide →Employee Navigator
If your insurance broker already uses it, enrollment and deduction feeds work without buying separate software. Free through most broker relationships.
See full guide →TriNet HR Platform
More medical carriers than Gusto in most states. Better for companies with employees in multiple states or specific carrier preferences.
See full guide →Guideline
$49/month base + $8/participant. Integrates with Gusto and Rippling. Low-cost index fund menu averaging 0.06% expense ratio.
See full guide →Best Benefits Software for Small Business 2026
Health insurance, 401(k), PTO, and benefits admin platforms sized and priced for teams under 100 people. Honest comparison with real pricing.
Gusto Benefits Review 2026: Health & 401(k)
What Gusto actually covers for employee benefits, health insurance marketplace, 401(k) via Guideline, HSA/FSA, and what it gets wrong.
Best Gusto Benefits Alternatives in 2026
Gusto Benefits works well inside the Gusto ecosystem but limits your broker choice and carrier options. Here are alternatives for benefits administration.
Zenefits (TriNet HR) Review 2026: Benefits + HR for SMBs
Zenefits rebranded to TriNet HR Platform. What changed, current pricing, and whether it beats Gusto for benefits administration.
Employee Navigator Review 2026: Benefits Admin for Brokers
Employee Navigator is the platform behind many insurance broker portals. If your broker manages your benefits, they may already be using it.
Best 401(k) Providers for Small Business 2026
Guideline, Human Interest, ShareBuilder 401k, and Ubiquity compared on actual pricing, fund options, and admin burden for teams under 100 people.